Your comfort can’t wait


Our team is here to help

Simple HVAC Financing Application Process

Options for Everyone

Regardless of your financial situation, credit rating, needs, and budget, we’ve got options for just about everyone.

We understand that some Pittsburgh families don’t always have the extra funds available when an emergency hits. While we do accept credit cards, this may not always be your best option. At Phillips Heating & Air Conditioning we offer a variety of financing options to make the installation of your new or replacement heating and cooling units more affordable.

Dollar Bank Loan Center

Dollar Bank Loan Center

Located here in Pittsburgh, Dollar Bank has been helping families in our area get the funding they need for a heating or cooling system.

  • Flexible financing terms
  • Convenient payment plans
  • Online account management

The Carrier® Credit Card

The Carrier® Credit Card* is an easy and convenient way to pay for your purchases. Plus, as a Carrier cardholder you can enjoy exclusive special benefits throughout the year, such as:

  • Special promotional offers where available.
  • Open line of credit for all your purchasing needs.
  • Convenient monthly payments.
  • Quick credit decision.
Carrier Credit Card
Microf HVAC Financing

Microf HVAC Financing

Microf believes everyone should be comfortable in their own home. Microf was established in 2010 to accommodate the growing demand for more flexible options for purchasing a residential heating and cooling system.

  • Flexible Payment Plans
  • Budget-Friendly Monthly Payments
  • Simple Application Process
  • Damaged Credit – Not A Problem


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